Sunday, May 18, 2014

Estate Planning Essentials


Estate planning isn’t just for the rich. Certain basic estate planning measures should be taken by everyone. An attorney can help you prepare all of the estate planning documents you need. Some people prepare a will using forms purchased online or at a business supply store. Most people benefit from the advice and expertise of an attorney.

1. Will-  It is especially important for people who have minor children to establish a will. A will determines who will care for your minor children. A will also determines who will get your financial assets, personal items and real estate when you die.

2. Advanced Health Care Directives-  If you become incapacitated while terminally ill and are unable to make decisions about life support, an advanced healthcare directive can communicate your wishes to healthcare providers.

3. Healthcare Power of Attorney-  With a Healthcare Power of Attorney you can identify someone to make healthcare decisions for you in the event of your incapacity. Make sure the individual is good at making decisions under pressure and understands your desires.

4. Living Trust- A trust is legal entity, like a corporation that lives on after you do. If you have a trust you are able to control how assets are distributed long after you die. There are also ways that a trust can minimize estate taxes.

Please visit the CNN Money Estate Planning Primer for more details on estate planning.

 

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